Which is the better bank Bank of America or Citibank

which has the better balance sheet? Which one does not , statistically, look like it will need a bailout? =DLook at banks as businesses ( they are in the Business of taking/holding your money after all) which do you see is using money wisely? One of these banks just had to turn to congress for a bailout.
      Answer1:bank of america
      Answer2:None of them of course. When the crisis strikes doesnt see which bank is best.
      Answer3:Hey,Ive never used CitiBank. I use Bank of America. I only have a checking account and so far have had no problems with them. I might sign up for a savings account. I think their Keep the Change program sounds like a fair deal if youre up for it. It all depends on what you want in a bank, though.If it would help, you could check out CitiBank and Bank of America reviews. Here is a link to Bank of America reviews from Viewpoints.com:http://www.viewpoints.com/Bank-of-Americ...They do not have CitiBank reviews on their website. However, they do have reviews of CitiBank credit cards:http://www.viewpoints.com/search?q=citib...Hope this helps!
      Answer4:Ive had problems with both personally so Id say neither. My husband and I had bank of America for 3 years, it was a nightmare. They do a method called "stacking" which is were they switch around your transitions to cause you to overdraft. So even if you had money with you did the first transition, if something bigger goes through it will overdraft all your transitions. Their customer service is nasty, when Id call to complain about my statement showing I had money in the account, but getting charged an overdraft fee they told me "learn to manage your money better." We switched to USAA banking and havent had a single issue in the 2 years weve had them since they dont do stacking. Not a single overdraft. Citibank gets frustrating because they use a lot of internationals for their call centers, so its hard to get things taken care of and I always have to request a manager to get anything taken care of. Stay away from larger banks because they dont have the personal touch that a lot of smaller banks have. Also go to look them up on opinion websites and read reviews from current customers. Good look with your decision :)