Can39;t afford to pay monthly gas bill

oh and why im so upset is we shut the heat off completly feb.1st, it was used 2 weeks through jan...and thats it, we shut the unit off and have been wearing sweaters and blankets to lower it from the 95 , but our cooking,dishwasher and clothes washer run off gasis there a place to help us?
      Answer1:Get and submit an application for LEAP from Social Services or go online and search for LEAP, it explains the program and helps low income families with utilities.
      Answer2:I have experience dealing with similar problems to yours, but am in the UK.First step: maximise your income. Are there any funds you could be claiming from the state? (Please dont let pride affect your decision to seek aid). Contact a local (free) advisory body to find this out. A lot of people are not aware of all the benefits they are entitled to. The advisory body will help you to compile a list of income and cash outlay - particularly at a time when you are having a child and both your and their health may be considered to be at risk due to lack of sufficient heat, light and washing facilities.Find out from the advisory agency which government-sponsored body is responsible for overseeing the activities of utility-providers in your area. Get in touch with the gas supplier and speak to a supervisor or manager. Tell them that you have spoken to your local advisory body, and your case is known by the utility overseeing body in your area. (You may be asked to provide details of who is helping you, to speed the process along) This is a positive move, as it shows you are actively seeking help with respect to your position.Get a timescale for all of this - you are pregnant now, therefore you need help now. If the utility company seem reluctant to provide speedy assistance, contact the utility-overseer operating in your area directly - they certainly makes us jump!
      Answer3:Sorry, but you need to budget your money better and if you have a lot of outstanding debt then you may want to file for bankruptcy. In the 90s I was making $5.25 and able to make my payments. Its rough and you have to go without a lot such as cable but it can be done.
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Is this Auto Loan Fraud

I bought a car in 2007 which i financed through the dealership. Sometime after i signed the contract the dealership added an extra $1000 to the amount financed, and sent their copy into the lender. I recently did the math of how much i have paid compared to how much i owed and it didnt add up, so i called the lender and they told me I financed a different amount from what was on my carbon copy of the contract. So i requested a copy of the contract they recieved from the dealership and sure enough an extra $1000 had been added to it. I compared my contract to the one the dealer sent into the lender and i found that all signatures, dates and invoice numbers match but the dollar amounts didnt which i dont understand cause its a carbon copy. what should i do??
      Answer1:Tim: Confront the dealship and demand an answer to your satisfaction for these differing amounts. Dont settle for anything less!
      Answer2:It can really save you some money to just get an auto loan price online to verify what the going rates are. You might be pleasantly suprised. Also if your credit is not good, a lot of them are more willing to work with people.What I always tell folks is that an internet quote at http://auto.lowratetoday.com is the way to go.
      Answer3:It can really save you some money to just get an auto loan price online to verify what todays rates are. You might be totally suprised. Also if your credit is not so great, a lot of online loaners are more able to work with you.What I most often tell friends is that an internet quote at http://auto.lowratetoday.com is the way to go.
      Answer4:Try getting an online auto loan quote. http://www.simpleautoquotes.com/Auto-Loa... The automated questionairre will let you know if you can be approved. Its free and you can get an answer in minutes.
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What is a good way to earn money

I need money I am 13 and i dont have a job or anything and I need money for new clothes and other stuff. I also dont get allowance
      Answer1:its tuff...online survry...but its a time taking thing...invest in knowledge...that will pay u long term
      Answer2:im sorry but until your atleast 14-16 years old, all you can do is babysit.
      Answer3:Well, youre probably too young to get an actual job. And dont buy into those online survey things; theyre all scams. My best advice to you is to use your brain and think of something creative. Collect cans/bottles to recycle for money(depending on where you live). Mow lawns. Walk your neighbors dog. In general, provide people with goods or services. Do you have any special skills? I know a lot of people who do arts and crafts and sell them online or at flea markets. Or you can always open up a lemonade stand...
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How do I calculate my loan payments using simple or compound interest

I borrowed money from grandfather this past semester for college tuition. It is now time to start paying back on the loan. For the next three years, my grandfather wants me to pay the interest that accumulates on the loan every 6 months. The interest rate is 5.5% , and I am not sure if this is supposed to be calculated with simple or compound interest. The amount of the loan is $4,000.00. I was wondering if anyone could help me calculate my payments in terms of both simple and compound interest? Thank you
      Answer1:There are several calculator options here.http://www.coolmath.com/calculators/inde...

Lloyds tsb basic bank account

Hi I was wondering if anyone could tell me what type of debit card you receive with the Lloyds tsb basic bank accountThank You For any help
      Answer1:You probably just get an ATM card but check here:http://www.lloydstsb.com/
      Answer2:About Lloyds tsb basic bank account can be read in http://usfinance.synthasite.com/?q=Lloyd...

If I were to win a large some of money what financial steps would I take

Ive wondered what exactly you would do in this case. Its not like you just go to your local bank and say deposit this. I know that you would seek an adviser but how would you get access to this money. How would you go about giving money to say a family member. Not like they can go cash a million dollar check. Just curious and hoping Ill have to do this one day.....lol.
      Answer1:You would have to win a sum
      Answer2:It really depends what you are planning on doing with th emoney. Lets say you win $10M, after tax. You are going to invest the money then it is in a brokerage account, maybe in multiple accounts. If you wanted to withdraw some of the money, your broker transfer the money into an account you can access. If it is a large sum, like you are paying 500,000 to buy a house, then you would notify the bank of the withdrawal and get a cashiers check (and possibly a security guard) or you could arrange a wire transfer for a small fee.

What is a good job part-time and I canmake good money

I have been looking for a part-time job and make good money
      Answer1:http://cashcratereview.com Its what I do and its worked out pretty well. What you have to do is complete surveys and offers for companies that want the publics opinion. No payment from you is ever required, not to sign up, not EVER.The sites dont get paid directly from you, but when you complete an offer or survey, they also get paid a small portion of what you earned yourself. For example, if you complete a survey about computers lets say, you would earn maybe $2 and the web site itself would recieve $0.50 from the company also for getting you to complete the survey. These surveys take little time at all, most taking up less than even 1 or 2 minutes of your time.They don’t need any information other than your name, email address and your home address. Yup, that is all. No credit card information, no banking information, nothing like that. All they require is your name and address so that your cheque can be sent to your home every month.Personally I have been a member of these websites, along with thousands of other satisfied users, for approximately 1.5 years now and have earned well over $8600 by working in my spare time. This web site has been great to me, also the members and administrator are very friendly, and are always there to help you with a question or problem you may be having. I give you my word that they pay.
      Answer2:Hi, Take your time and explore. Make sure you choose a program that helps you to develop yourself and at the same time allows you to earn.There must be future earnings in the program you embark on. It must be automated and the system must be a proven one. You must have good mentors and a team with resources. Distinguish the real business opportunity from scams.Are you keen in a Learn and Earn Opportunity.Check out the resources I have attached. If you need more information I will always share, unreservedly. Take care.To Your SuccessSubra
      Answer3:If you are old enough, bartending makes great money. Waiting tables makes descent money if you get into the right kind of restaurant. Stay away from diners. Steakhouses and chains like TGI Fridays and Chilis make good money.With so many people without jobs and getting laid off after 10 years of employment, jobs are hard to get now. Youll have to be at least a little bit flexible about your schedule.
      Answer4:I suggest you to try project payday, simply because you dont need any money up front and you can start making money within minutes. I average around 3,500 dollars every month with it. Check it out at http://lin.cr/bne
      Answer5:I make money online in my spare time using a site called CashCrate. It is a GPT (Get Paid To) site where you get paid to fill out surveys and complete free offers. You dont need a credit card and will never have to spend a dime. CashCrate is the most reliable and safest GPT site you will find on the internet. You wont get rich from cashcrate but you can earn about $50-$200/month on average. Below is the link to my blog dedicated to cashcrate. In it is everything you need to know to get started as well as Proof that CashCrate Pays. If you are interested please check it out. p.s. If you have any questions you can email me at pronk48dh@yahoo.com
      Answer6:Pizza shop job is the best.
      Answer7:visit www.24hourtour.net/jrg2009 and if you are interested visit www.shoptoearn.net/jrg2009 for my contact information should you have any questions
      Answer8:you cant make good money with a part time job